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Many people the world have a lot debt. They owe a lot money. They are using credit cards more and more. People are taking loans to help them buy food. More young people are borrowing lots money and have huge student loans. One country is doing something to help people debt. South Korea is going to write the debts as many as 1.6 million people. The government wants to help people on low incomes who have money problems. It has a scheme called the National Happiness Fund. It wants to help people to make a fresh start life, without money worries. South Koreans who are struggling to pay back debts less than $9,000 could get help.

The National Happiness Fund started 2013 to help the poorest people in Korea their debts. The scheme was a big promise of a former South Korean president. He wanted to reduce growing inequality the country. Household debt is a big issue in South Korea. The Happiness Fund will help this. However, there is still a big problem middle and higher-income workers. These people have most the debt South Korea. The Korea Times newspaper said the government is, "preventing numerous working families going bankrupt a mountain debt". It said the government needed to act soon because there could be a big debt crisis coming.

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